The credit is a clear debtor-creditor relationship between the leasing company and the client where the client procures an investment object and a certain part of the investment is financed by external resources - credt from a leasing company. The product is usually used by the clients with a short-term need of external resources, for a shorter than minimal period of financial leasing , and also in cases when it is neccessary, on the basis of the conditions of grant and subvention programs of the Slovak Republic and of the EU, to acquire legal ownership to the object (e.g. in agriculture, health care system, municipal area, etc.)

Terms and Conditions:

• designed for business entities and persons
• repayment period from 6 to 60 months
• possibility of early repayment at any time
• loan amount: 40 % - 80 % of the acquisition price
• possibility of both monthly and quarterly instalments
• for the financing of investments (not for the financing of operation, provisions, etc.)

Benefits:

• customer is the car owner from the start of the contract
• possibility of discounted insurance rates
• for private persons – possibility of insurance of leasing instalment repayment capability
• repayment period not statutorily limited and therefore variable
• possibility of early loan repayment at any time