Financial leasing is a long-term lease with a transfer of ownership titles to the lessee upon termination of the agreeement. The legal owner of the subject of leasing during the term of duration of the agreement is the leasing company; the economic owner of the suject of leasing is the lessee. The leasing company simultaneously authorises the lessee to assert rights from the demised property supplier. The lessee is, after lease expiration, entitled to the option to purchase the demised property for a previously-agreed purchase price.

Terms and Conditions:

• designed for corporate entities, business entities and persons
• minimum leasing period 36 months for depreciation group I. (all passenger cars and utility vehicles)
• 44 months for depreciation group II. (motorcycles)
• maximum leasing period 60 months for private persons and business entities
• 1^st increased instalment: 20 % - 70 %
• possibility of both monthly and quarterly instalments

Benefits:

• more effortless method of car/motorcycle purchase financing
• possibility of using a car/motorcycle without total cash available
• possibility of discounted insurance rates
• for private persons – possibility of insurance of leasing instalment repayment capability
• possibility of shortening car depreciation to 36/44 months depending on depreciation group